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October 19, 2025

Financial Freedom Mindset

What I Learned About Money the Day I Stopped Working for It

I remember that morning clearly: I sat across from my coffee mug, stared at my bank account, and realized something — I had been chasing income my whole adult life, not freedom.

It wasn’t until I loosened my grip on “earn more, spend more” that I began to feel light. If you’ve ever wondered whether your money is serving you — not the other way around — then this story is for us. 👇

🌟 Today’s Highlights

  • The mental shift that separates those chasing a paycheck vs. living on purpose

  • How money scripts from childhood still whisper in our ears

  • 3 practices that rewired my beliefs — and freed my days

📊 Stat of the Day:
Behavioral finance shows that our money mindset predicts more of our financial success than IQ or income. (Source: The Psychology of Money) Collaborative Fund+1

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💡 Today’s Insight: When Work No Longer Equals Worth

For decades I equated value with productivity — more hours, more hustle. But one day I challenged that belief.

Here’s what shifted:

  1. I stopped labeling “free time” as wasted time.
    A walk, a nap, reading — these became investments in my energy, not luxuries.

  2. I recognized my money scripts.
    Growing up, I heard messaging like “you have to work hard to deserve rest.” That script haunted me. Once I named it, I could rewrite it. creighton.edu+2Place+2

  3. I began living on less than I earn — intentionally.
    Surprisingly, that space gave me freedom. Instead of scrambling to fill a void, I learned to sit with fullness.

Morgan Housel calls this “behavior over brilliance” — your financial life isn’t won by genius, but by how you act and think. ClickUp+2Jason Shen | The Outlier Coach+2

🔑 What I Do Today (and You Can Try Too)

  • Journal your money beliefs. Ask: Who taught me that money means security? Or that spending feels wrong?

  • Set “freedom hours.” Block 30 minutes daily to do something not tied to money: draw, walk, call a friend, stare at clouds.

  • Automate your abundance. Instead of auto-saving, try auto-giving or auto-learning — anything that reinforces money is for life, not just survival.

I also lean on 3 habits from people who’ve walked this path: gratitude, minimal comparisons (your journey is yours), and “pause before purchase” discipline. (See 8 Ways to Change Your Money Mindset for ideas) Credent Wealth Management

📬 Question for you:


If you had one more hour per week not tied to work, what would you do with it (just for you)?
Reply and tell me — I’d love to share some of your answers in a future letter.

💌 PS: If this landed in your Promotions tab, just drag me into Primary so you won’t miss these reflections.

With depth,
Sarah

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